new post...more thoughts.
without divulging a lot of information that just really makes people uncomfortable ....finances and religion always seem to piss people off. I feel the desperate need to think...and this is how I think best.
with that I will just say that I took a peek at our monthly spending habits over the last 3 months. money is always a touchy issue so I will just say that we have what we need. we buy freely without many fears and we have a nest egg. but when buying a new home you are forced to reevalute where your money is going to go and what you are willing to part with.
we decided very early on that we would not part with the lifestyle we are accustomed too. I don't want to be house poor. it's not worth it to me. i don't want a big beautiful home at the cost of not being able to live. I want a modest, comfortable home that still allows us to travel and play and do all of the things we enjoy doing. i want to continue to save for our children's education. i refuse to sacrafice any of that just so we can live in a house that is bigger that what we need.
so that's where we are. when choosing this house we kept that in mind. what i find incredibly disturbing is when i go into our checking account and begin to analyze our spending. i mean really looking at what we spend our money on....and frankly, i'm just disgusted. it's insane. i am embarrassed at what we have really wasted money on. eating out is a biggie....and that just has to do with my inability to embrace the culinary arts. but why do i bother spending $ on groceries if we are never going to eat at home?
i have to get a serious handle on what i spend our money on. i am an impulse buyer. i shop when i'm angry, or upset or depressed, or bored. probably alot like people who overeat. i never had financial freedom growing up and now that i do, i feel the need to just purchase everything under the sun.
i want to find a way to curb that. i don't want to continue to accumulate stuff. stuff we don't need. i want to buy things we really truly need and that will buy me more than just 20 minutes of happiness. i need to learn how to do this now. i want to learn to be more financially saavy. buying things just to buy ....not so much.